Need an appraisal in Memphis or Shelby County?

Check out the top 7 reasons TN homeowners use Shelby County Assessor of Property:

To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
Challenge property tax assessments
Remove PMI to cut their monthly mortgage payment
To reinstate your Home Equity Line of Credit (HELOC)
To review a different appraiser's report for verification
In the case of a TN divorce, when real estate needs to be divided
To determine the true market value of property in question to settle an estate in Shelby County or the state of TN

Do you own a home in or near Memphis? Do you need help determining the value of your real estate?
Contact Shelby County Assessor of Property.

At Shelby County Assessor of Property, we understand the individual needs of a customer looking for appraisal services. Our regular business clients understand the appraisal process and the usual reporting formats. As our client, you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we document the results of our analysis.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at Shelby County Assessor of Property are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have an attainable buyer. It's something concrete to show the buyer. It's an independent third party's opinion of your home's value, and not just you saying how much you think your house is worth. Potential buyers know you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value estimation than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive money saver for homeowners. Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. We are seasoned in helping clients just like you remove unnecessary PMI insurance.

Challenging Shelby county's assessment of your property

Your local tax assessor may have your house overvalued if your home is not appreciating as much as other properties close by. That means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. An expert appraisal from Shelby County Assessor of Property is your perfect weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. This can this be disadvantageous from a cash flow point of view, and harmful to your credit score since it may appear as though that credit line is maxed out. Shelby County Assessor of Property can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for precision? We can go out and check the subject and comps in question in a field review. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Shelby County Assessor of Property can help with that too. While usually requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your house.